Working Student AML/KYC Operations (f/m/d)

Raisin is the world's leading platform for savings and investment products. Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US. This gives consumers better interest rates and banks a diversified form of refinancing. Our vision is to offer savings and investments without barriers and thus open up the global +150 trillion euro market. 

Raisin works with over 300 banks. Today, the platform holds over 75 billion euros in assets from around one million customers which have accrued over 5 billion euros in interest with their investments.

Team

The UK AML Team is currently made up of 8 members, located across Manchester, Berlin & Hamburg.

We protect the business and our customers by preventing financial crime. We carry out AML checks, monitor customer activity, investigate potential risks, and ensure we meet UK regulatory requirements.

You’ll work closely with teams across the business to identify and escalate issues, helping to maintain a safe and trusted financial platform. 

We are looking for either a Working Student, available for a minimum commitment of one year. This is a hybrid role that requires on-site presence at our Berlin or Hamburg office two days per week.

Your Responsibilities

• Investigate PEP, sanction, and adverse media alerts on behalf of the business. Make recommendations on actions to be undertaken including enhanced due diligence checks.
• Review new business applications daily against databases.
• Conduct Transaction Monitoring reviews to identify suspicious activity.
• Maintain a good level of knowledge on financial crime prevention policies and processes.
• Contribute to the overall continuous improvement and development of the AML/KYC Operations Team.
• Ensure compliance with regulatory requirements relating to, but not limited to, financial crime and investigation procedures.

Your Profile

• Initial understanding of AML Operations gained through prior experience or relevant studies.
• Strong interest in financial crime prevention and building a long-term career in fintech and regulated financial services.
• High attention to detail with a disciplined approach to procedures, documentation, and audit-ready case notes.
• Confident using customer management tools to track cases, manage queues, and communicate outcomes clearly.
• Excel capability to support operational analysis and reporting.
• Proactive, curious, and improvement-oriented mindset.

Join our mission, join our team – and grow with us!

At Raisin, we care about each other and it is one of our top priorities to foster an open and caring environment in which everyone feels welcome and comfortable. Our culture is strongly driven by our ambitious team, which connects more than 75 different nationalities.

As part of our team, you will benefit from:

• Employee Development Budget of €400 and one full training day per year.
• Flexible working hours, home office and 20 vacation days per year.
• Do you miss being in the office? The Deutschland Ticket gets you there, which we subsidize with €25 per month.
• Enjoy more than 50+ different sports with Urban Sports Club: We subsidize your membership with more than €20 per month.
• Hungry all the time? Snacks, daily fresh fruit as well as drinks provided at the office.

Raisin Applicant Privacy Policy

We value diversity and the unique experiences each individual brings. If you’re excited about this role but don’t meet every requirement, we still encourage you to apply.

We are an equal opportunity employer and are committed to creating an inclusive environment for everyone, regardless of race, colour, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, or gender identity.