ABOUT TIDE At Tide we help SMEs save time (and money) in the running of their businesses by not only offering business accounts and related banking services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. Tide is transforming the small business banking market with over 1.8 million members globally across the UK, India, Germany and France. Using advanced technology, all solutions are designed with SMEs in mind. With quick onboarding, low fees and innovative features, we thrive on making data-driven decisions to serve our mission: to help SMEs save both time (and money) so they can get back to doing what they love. Tide facts: Tide is available for UK, Indian, German and French SMEs Over 1.8 million members: 800,000 UK and 1,000,000 in India and growing rapidly Over $300 million raised in funding Over 2,500 Tideans globally - we’re diversity champions! We have offices in Central London, with a member support and technology centre in Sofia, Bulgaria, technology centres in Serbia, Romania, Lithuania and Hyderabad and offices in Gurugram and New Delhi, and in Berlin, Paris and Luxembourg. ABOUT THE TEAM The Treasury team acts as 1st LoD and is at the forefront of driving financial excellence and supporting strategic growth. The Treasury team mission is to optimise the company's financial resources and investment, manage financial risks, ensure robust liquidity and effective cash management and comprehensive treasury operations. Moreover the team collaborates closely with the product and business team to align financial strategies with business objectives. By contributing to impactful financial decisions, the Treasury team aims to enable sustainable success and growth. ABOUT THE ROLE As the Senior Treasury Analyst - Strategy & Planning, you will play a crucial role in the team to maintain our financial health, ensure efficient liquidity and capital utilisation, and drive our growth. Your responsibilities will include: Liquidity and capital management Support liquidity and capital management activities and decisions across multiple entities, currencies, and business lines Support strategic initiatives in line with the company growth models Partner with FP&A and Risk to build resilient liquidity and capital structures that support regulatory and operational needs Cash Monitoring & Forecasting Manage and monitor daily global cash positioning and weekly forecasting Develop and maintain cash flow models that support product expansion and business planning FX & Interest Rate Risk Management Monitor, assess, and manage FX and interest rate exposures across a multi-currency ecosystem Oversee hedging strategies and policies in line with fintech-specific risk profiles Business Support, Flow of Funds Structuring and New Product Review Provide treasury input into risk assessments for new launches—covering liquidity, funding, currency risk, and treasury ops implications Act as the treasury voice in cross-functional product development squads Policy Ownership & Governance Support the maintenance of robust treasury policies for liquidity, FX, interest rate risk, and capital management Ensure fintech treasury processes align with regulatory standards and internal control frameworks Corporate Debt & Intra-Group Funding Support the Treasurer and the CFO with the analysis and the execution of debt financing strategies to fund growth and strategic initiatives Manage intra-group funding arrangements including pricing, documentation, and tracking WHAT WE ARE LOOKING FOR Tide is seeking an experienced and visionary Senior Treasury Analyst. The ideal candidate will have: Minimum of 2 years of experience with Treasury liquidity and capital management Prior experience in financial services – preferably in technology-driven & scale-up environments preferred Knowledge of cash-flow forecasting and flow of funds Self-starter, independent and extreme ownership mentality Experience utilising BI reporting tools (Looker/Power BI/Tableau etc) is desirable Experience working within a dynamic and strong paced environment Excellent communication and stakeholder management skills WHAT YOU'LL GET IN RETURN Competitive Compensation - competitive salary and share options Time Off – Generous annual leave on top of bank holidays Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide Health Insurance – Private family insurance with additional OPD coverage and top-up options Life & Accident Cover – Comprehensive accidental and life insurance protection Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops Volunteering & Development Days – Paid days annually for volunteering or personal growth Learning & Development – Annual budget for books, courses, coaching, and more WOO (Work Outside the Office) – Work from abroad for up to 90 days annually Home Office Setup – Contribution towards setting up your home office Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement Snacks & Meals – Office perks with snacks, coffee, tea, and lunch (location dependent) TIDEAN WAYS OF WORKING At Tide, we champion a flexible workplace model that supports both in-person and remote work to cater to the specific needs of our different teams. While remote work is supported, we believe in the power of face-to-face interactions to foster team spirit and collaboration. Our offices are designed as hubs for innovation and team-building, where we encourage regular in-person gatherings to foster a strong sense of community. For this role, we recommend a minimum of 8 working days on-site each month. TIDE IS A PLACE FOR EVERYONE At Tide, we believe that we can only succeed if we let our differences enrich our culture. Our Tideans come from a variety of backgrounds and experience levels. We consider everyone irrespective of their ethnicity, religion, sexual orientation, gender identity, family or parental status, national origin, veteran, neurodiversity or differently-abled status. We celebrate diversity in our workforce as a cornerstone of our success. Our commitment to a broad spectrum of ideas and backgrounds is what enables us to build products that resonate with our members’ diverse needs and lives. We are One Team and foster a transparent and inclusive environment, where everyone’s voice is heard. At Tide, we thrive on diversity, embracing various backgrounds and experiences. We welcome all individuals regardless of ethnicity, religion, sexual orientation, gender identity, or disability. Our inclusive culture is key to our success, helping us build products that meet our members' diverse needs. We are One Team, committed to transparency and ensuring everyone’s voice is heard. Disclaimer It has come to our attention that individuals or agencies are falsely claiming to represent Tide and are reaching out to candidates regarding job opportunities. Please be aware that: Tide does not charge any fees at any stage of the recruitment process. All official Tide job opportunities are listed exclusively on our Careers Page and applications should be submitted through this channel. Communication from Tide will only come from an official @tide .co email address. Tide does not work with agencies or recruiters without prior formal engagement, and we do not authorize third parties to make job offers on our behalf. If you are contacted by anyone misrepresenting Tide or requesting payment, please treat it as fraudulent and report it to us immediately at talent@tide.co Your safety and trust are important to us, and we are committed to ensuring a fair and transparent recruitment process. Tide leverages AI to enhance our hiring experience. You can read more about how we use AI in our recruitment process in our AI Policy . Your personal data will be processed by Tide for recruitment purposes and in accordance with Tide's Recruitment Privacy Notice .